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up to 7 years
loan terms
from 28.0%
interest rate
up to 2.5 mln kgs
loan amount
ABN Consumer
For the purchase of real estate, repairs, education, purchase of a car, etc.
Loan calculator
Nominal annual interest rate: from 28%
Annual effective interest rate from: 36.08%
The calculation is preliminary. The information is provided for informational purposes; for more detailed information, please contact 2810 or ABN branches.
Our offer
Monthly payment
Consumer loans for personal and family purposes not related to commercial activities (business): purchasing personal property, home renovation, family events, education, recreation and other consumer purposes. The loan can be obtained by individuals from 21 to 65 years of age who have a stable cash income/wages and no current overdue debt on obligations to financial institutions.

Read full product parameters
List of documents provided by the Client to obtain a loan:
  • application for a loan (loan application)
  • passport;
  • salary certificate for at least the last 3 months, or others documents or photos from the place of business/work confirming the presence income and solvency of the Client;
if the Client is married and the total loan amount is over 50,000 soms, the following are additionally provided: marriage certificate, consent of the spouse to receive the loan, copy of the spouse’s passport;
if the registration address and actual place of residence of the Client do not coincide with the data of the UIS “Tunduk”, a certificate from the place of residence or a photo of the place of residence, certified by inspection and signature of a Company employee, is additionally provided.
List of documents to be provided when secured by a guarantee:
statement of consent of the guarantor;
guarantor's passport;
salary certificate for at least the last 3 months, or a photo of the business or other documents confirming the income and solvency of the guarantor.

List of documents to be provided when securing movable and/or immovable property:
title/right certifying documents, as well as registration certificates, acts or inventories;
an extract from the authorized state body registering a particular subject of pledge;
if the real estate has been privatized: a certificate from the authorized organization about the number of registered persons at the time of privatization of the real estate and their notarized consent to provide collateral.
if the mortgagor is not registered in a marriage, when pledging the real estate, a notarized statement from the mortgagor stating that he is single/unmarried.
if the mortgagor is married, when pledging real estate, a notarized statement of consent of the spouse to the pledge along with a copy of the marriage certificate; in case of pledging movable property, a statement of the mortgagor and a statement of consent of the spouse.
Based on legal review, additional documents may be requested.

*Documents for opening a credit line are provided once and are valid for the duration of the credit line agreement; certificates are updated as necessary if the stated data (information) changes by the client.
Electronic wallets:
  • "Balance.kg"
  • Companion
  • "O!"
  • Umay
  • Elsom
  • Megapay
Mobile terminals:
  • "Pay 24"
  • "Umay"
  • Beeline
  • "O!"
  • This;
  • Optima
  • Companion
  • Megapay
  • Mobile banking:
  • "Kyrgyzstan Bank"
  • "Kompanion Bank"
  • Mobile app:
  • "Elkart Mobile"
  • Optima24
Cash desks of partner banks:
  • CB Kyrgyzstan - account number 1030120000085615
  • Aiyl Bank - account number 1350610022839850
  • Demir Bank - account number 1180000035397732
  • Bank Bai Tushum - account 1374010000661107
  • Bakai Bank - account number 1240020000695170
  • Kompanion Bank - account number 1130020000157975
  • Dos Credo Bank - account number 1212000200181146
  • Halyk Bank account 1250920000850794
  • KICB Bank - account number 1280016049359774
  • Finance Credit Bank - account 1340000051960665
  • Optima Bank - account number 1092300087420106
  • Keremet Bank account 1360040001366724
  • Kyrgyzkomertsbank account 10510110233300231
  • Bank of Asia account 1117701200328084
  • FINCA Bank account number 1380002001078887
Through the cash desk of the ABN MFC:
  • Bishkek, Abdrakhmanova 136, Talas region, Kyzyl Adyr village, st. K. Osmonalieva, 49
By credit line:
Minimum term - 1 (One) year;
The maximum term of the credit line is 7 (Seven) years.
For loans:
Minimum period - 3 (Three) months;
The maximum period up to 700,000 soms is 5 (Five) years;
The maximum period from and over 700,000 soms is 7 (Seven) years.