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Fast loans without collateral and for any purpose
up to 12 months
loan terms
up to 100k kgs
loan amount
Tezakcha
5% per month
interest rate
Loan calculator
Nominal annual interest rate: 60%
Effective interest rate: from 87.17%
The calculation is preliminary. The information is provided for informational purposes; for more detailed information, please contact 2810 or ABN branches.
Our offer
Monthly payment
TEZAKCHA - Profitable quick loans without collateral or guarantor for any purpose. You can repay the loan daily, weekly or monthly depending on your personal preferences. The loan can be obtained by individuals from 21 to 65 years of age who have a stable cash income/wages and no current overdue debt on obligations to financial institutions.

Read full product parameters
For loans up to 20,000 soms (inclusive):
  • application for a loan (loan application)
  • passport;
  • photo of the applicant;
  • if the registration address and actual place of residence of the Client is not coincide with the data of the UIS "Tunduk" additionally provided certificate of residence or photo of place of residence, certified by inspection and signature of a Company employee.
For loans from 20,000 soms:
  • application for a loan (loan application)
  • passport;
  • photo of the applicant;
  • information on confirmation of income (certificate from the employer about the position held and salary or a copy of the certificate and/or patent or other documents, photos of the business/place of work confirming the Client’s stable monthly income for at least 1 month.
  • if the registration address and actual place of residence of the Client do not coincide with the data of the UIS “Tunduk”, a certificate from the place of residence or a photo of the place of residence, certified by inspection and signature of a Company employee, is additionally provided.
Electronic wallets:
  • "Balance.kg"
  • Companion
  • "O!"
  • Umay
  • Elsom
  • Megapay
Mobile terminals:
  • "Pay 24"
  • "Umay"
  • Beeline
  • "O!"
  • This;
  • Optima
  • Companion
  • Megapay
  • Mobile banking:
  • "Kyrgyzstan Bank"
  • "Kompanion Bank"
  • Mobile app:
  • "Elkart Mobile"
  • Optima24
Cash desks of partner banks:
  • CB Kyrgyzstan - account number 1030120000085615
  • Aiyl Bank - account number 1350610022839850
  • Demir Bank - account number 1180000035397732
  • Bank Bai Tushum - account 1374010000661107
  • Bakai Bank - account number 1240020000695170
  • Kompanion Bank - account number 1130020000157975
  • Dos Credo Bank - account number 1212000200181146
  • Halyk Bank account 1250920000850794
  • KICB Bank - account number 1280016049359774
  • Finance Credit Bank - account 1340000051960665
  • Optima Bank - account number 1092300087420106
  • Keremet Bank account 1360040001366724
  • Kyrgyzkomertsbank account 10510110233300231
  • Bank of Asia account 1117701200328084
  • FINCA Bank account number 1380002001078887
Through the cash desk of the ABN MFC:
  • Bishkek, Abdrakhmanova 136, Talas region, Kyzyl Adyr village, st. K. Osmonalieva, 49
Credit line term – 1 (one) year;
The minimum loan term is 1 (one) month;
Maximum loan term:
-Up to 10,000 soms – 2 (Two) months;
-From 11,000 to 25,000 soms – 5 (Five) months;
-From 25,000 to 50,000 soms – 8 (Eight) months;
-Over 50,000 som - up to 12 (Twelve) months.
The maximum loan term with a weekly repayment schedule is 12 (Twelve) weeks;
The maximum loan term with a daily repayment schedule is 30 (Thirty) days.